永住権保持者の年金
by ペンション Email
from トロント
2020-04-17 09:46:15 CA
永住権を12年ほど前に取得したのですが、家族の介護のため日本への帰国を考えています。永久に行ったきりになるかまた戻ってくるかはまだわかっていません。そこでカナダの年金を日本で受け取る場合の条件についてうかがいたのですが、ご存知の方がいらっしゃったらおしえてください。
20年以上カナダに住んでいなければならないこと以外にどんなことがありますか。
永住権保持のためには5年のうち2年以上カナダに住んでいないと失効しますよね。もしもらい始めるときに条件を満たしていたとしても、老後日本とカナダを行ったり来たりするのはできなくなるかもしれません。失効した場合カナダからの年金は打ち切られるのでしょうか。（日本の年金を払っていた期間は短いのであまり期待できません。）
もしカナダの永住権保持者で退職後日本で年金を受け取っている方がいらっしゃったら、どんな感じかぜひおしえてください。
by 無回答
from 無回答 2020-08-22 14:00:53 US
Canada’s pension system is one of the best in the world. The Canada Pension Plan (CPP) and the Old Age Security (OAS) are both well funded and well managed. This means nearly every Canadian can rely on having a decent stream of income after they retire.
However, most Canadians make the mistake of retiring on these government programs alone. Here are three reasons this is a huge mistake.
Minimal benefits
The amount of pension income you receive is capped and standardized. This means that even if you were making millions of dollars every year, your pension benefits would be comparable to most others.
This problem is also magnified if you live in a major city. Toronto and Vancouver are already expensive. The problem could get worse. CPP and OAS won’t be enough.
Long wait
Most people qualify for retirement benefits only after the age of 65. Some wait till they’re 70. This is simply too long to wait for passive income. Your skills could be redundant, or you may have to leave the workforce much earlier due to unforeseen circumstances. This means you’re on your own before you meet the age eligibility criteria.
Subject to politics
Finally, the pension system is controlled by the government. This politicizes the issue. Changes have been made to the CPP and OAS programs over the years. However, these changes have mostly been positive, because the country’s economy has performed well. What happens when a fiscally stringent government gets elected? Or the economy falls into crisis?
Protect yourself
by 無回答
from 無回答 2020-08-23 14:29:15 CA
だから
家があって、モーゲッジなかったら大丈夫
一部屋４００ドルで４部屋全部貸したらいい。
by だからーさん答えに成っていないよ
from 無回答 2020-08-23 15:13:49 CA
This problem is also magnified if you live in a major city. Toronto and Vancouver are already expensive. The problem could get worse. CPP and OAS won’t be enough.
トピック復活を希望される方はご意見掲示板に理由を含めてご連絡ください。